Attention homeowners in Hammonton and Atlantic County: Get an Appraisal today!

The top 7 reasons NJ homeowners order from Tavarez Appraisal Services:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to lower their mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a NJ divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate in Atlantic county or NJ

Do you own a home in or near Hammonton? Do you need help deciding the value of your real estate?
Contact Tavarez Appraisal Services.

At Tavarez Appraisal Services, we understand the particular needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping people just like you get rid of unneeded PMI insurance.

Challenging Atlantic county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other houses close to yours. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal report from Tavarez Appraisal Services is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be annoying from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Tavarez Appraisal Services can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Tavarez Appraisal Services can help you with that. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.